Banknaked vs VinylVault
Side-by-side comparison to help you choose the right AI tool.
Banknaked
Banknaked finds and helps you eliminate hidden bank fees in minutes, saving you money.
VinylVault
VinylVault is your personal assistant for scanning, cataloging, and beautifully organizing your vinyl record collection.
Feature Comparison
Banknaked
Automatic Fee Detection
Our smart algorithms scan your connected bank accounts to automatically identify and categorize every fee. We hunt down monthly account maintenance charges, foreign exchange markups on overseas transactions, ATM withdrawal fees, wire transfer costs, and any other hidden charges that banks quietly deduct. This saves you the tedious and confusing work of manually deciphering your own bank statements.
Visual Fee Dashboard
See the full picture of your banking costs at a glance with our clear, visual dashboard. It breaks down your total fees from the last 12 months into an easy-to-understand chart, showing you exactly where your money is going. This visual summary makes it simple to spot which fee categories are costing you the most, turning complex financial data into actionable insights.
Personalized Bank Recommendations
Based on your actual transaction history and fee profile, Banknaked provides you with personalized recommendations for alternative bank accounts or financial products. We show you how much you could save each year by switching to an account that better fits your lifestyle, empowering you to make a data-driven decision to reduce your costs.
Secure, Privacy-First Setup
Your security and privacy are our top priorities. We use secure, certified Open Banking APIs for a read-only connection, meaning we can never move your money. Your data is protected with bank-level encryption, processed in compliance with GDPR, and you retain full control—you can delete your data from our systems at any time. Setup is quick and requires no manual uploads.
VinylVault
Scan & Identify
VinylVault offers a seamless scanning feature that allows you to take a photo or scan a barcode to instantly identify your vinyl records. This eliminates the hassle of manually inputting information, letting you focus on enjoying your collection instead.
Organize Your Collection
With VinylVault, you can easily sort, filter, and create custom shelves for your records. This feature helps you to categorize your vinyl by artist, genre, mood, or any other criteria you choose, making it effortless to find what you are looking for.
Beautiful Gallery
The platform presents your vinyl collection in a stunning visual gallery format. This feature not only showcases your records beautifully but also provides a visually engaging way to explore your collection or share it with friends.
Access and Sign In
VinylVault ensures that you can always access your collection. With convenient sign-in options through Google or email, you can quickly get back to exploring your vinyl records, ensuring your collection is always at your fingertips.
Use Cases
Banknaked
The Fee-Conscious Consumer
You review your subscriptions but have never scrutinized your bank statements. You connect Banknaked and discover you're paying €15 a month for a "premium" account package that offers benefits you never use. With this insight, you confidently switch to a basic, free account, saving €180 a year without sacrificing any needed services.
The Frequent Traveler
You travel abroad several times a year for work and leisure. Banknaked analyzes your transactions and reveals that your bank charges a 3% foreign exchange markup plus a fixed fee on every overseas card payment and ATM withdrawal. We recommend a travel-friendly card with no FX fees, potentially saving you hundreds annually on your trips.
The Negotiator
You're happy with your current bank but want a better deal. Before calling them, you use Banknaked to get a clear report of all the fees you've paid over the last year. Armed with this data and knowledge of cheaper competitors, you successfully negotiate with your bank to have your monthly account fee waived or reduced.
The Financial Reviewer
As part of your annual financial health check, you use Banknaked to get a comprehensive overview of all your banking costs across multiple accounts. The annualized projection and clear breakdown help you consolidate accounts, eliminate redundant services, and optimize your entire banking setup for maximum efficiency and minimum waste.
VinylVault
Discovering New Music
One of the primary use cases for VinylVault is discovering new music. Whether you are searching for a specific genre, mood, or artist, the platform allows you to find records that match your current preferences, expanding your musical horizons.
Cataloging a Collection
If you have amassed a sizable vinyl collection over the years, VinylVault simplifies the process of cataloging it. With the scan and identify feature, you can quickly add records to your digital collection, ensuring all your vinyl is organized and easy to find.
Sharing with Friends
VinylVault makes it easy to share your collection with friends. The beautiful gallery view allows you to showcase your favorite albums or create custom shelves, making sharing your passion for music a visually appealing experience.
Keeping Track of Vinyl Purchases
For those who regularly purchase vinyl, VinylVault helps you keep track of new additions to your collection. By organizing your records, you can easily spot gaps in your collection and plan future purchases more strategically.