finban vs Pure Tax Investigations (HMRC Defence)
Side-by-side comparison to help you choose the right AI tool.
Finban simplifies liquidity planning, helping you make confident decisions on hiring, taxes, and investments without.
Pure Tax Investigations (HMRC Defence)
We fight HMRC tax investigations to protect your business and peace of mind.
Feature Comparison
finban
Liquidity OS
Liquidity OS is finban's core feature, enabling users to monitor their cash flow on a daily basis. This tool provides insights into incoming and outgoing cash, allowing businesses to assess how long their funds will last. With this feature, companies can ensure they are prepared for any financial scenario, minimizing the risks associated with cash flow uncertainty.
Scenario Simulation
The scenario simulation feature allows users to explore various financial options by asking, "What happens if…?" Instead of relying on gut feelings, finban enables users to visualize the impact of different decisions on liquidity. This insight supports more informed decision-making, helping businesses plan for potential outcomes with confidence.
Real-time Budgets
Managing budgets can be challenging, especially when reality diverges from initial plans. finban addresses this issue by integrating planning with actual financial data, highlighting any discrepancies immediately. This ensures that businesses can adapt their budgets in real-time, maintaining alignment with financial realities.
Smart Forecasts
Traditional forecasting methods can be outdated or overly complex. finban simplifies this process by keeping forecasts current and easy to maintain. The platform uses data-driven insights to provide accurate financial predictions, which can be adjusted quickly as circumstances change, allowing businesses to stay agile in their planning.
Pure Tax Investigations (HMRC Defence)
Specialist Ex-HMRC Leadership
Our team is led by Amit Puri, a former senior HMRC Tax Inspector. This insider perspective is invaluable. We understand HMRC's tactics, operational approaches, and thought processes, which allows us to anticipate challenges, communicate effectively with investigators, and build the strongest possible defence strategy for your specific situation.
Comprehensive Investigation Defence
We manage the full spectrum of HMRC engagements. This includes defending clients during serious civil investigations like Code of Practice 9 (COP9) for suspected fraud and Code of Practice 8 (COP8) for complex avoidance, as well as handling routine business compliance checks and comprehensive, cross-tax enquiries into large corporate entities.
Proactive Tax Disclosure Management
We don't just defend; we also help you regularise your affairs proactively. Our specialists expertly guide clients through voluntary disclosure facilities like the Worldwide Disclosure Facility (WDF) for offshore matters and the Let Property Campaign (LPC) for undisclosed rental income, aiming to minimise penalties and secure a finalised position with HMRC.
Bespoke, Client-Centric Service
Every client receives a tailored service. We listen first, then evaluate your unique circumstances. Our approach is pragmatic and commercial, designed to address your immediate concerns, realise your long-term aspirations, and preserve your wealth. You get direct access to experienced, qualified advisers dedicated to your case.
Use Cases
finban
Financial Decision-Making
Businesses can use finban to facilitate better financial decision-making. By providing clear visibility into cash flow and financial projections, companies can make informed choices about hiring, investments, and project funding, ultimately driving growth and success.
Budget Management
finban is invaluable for managing budgets effectively. Its integration of actual financial data with planned budgets allows users to identify variances quickly. This helps businesses adjust their spending in real-time, ensuring that they remain on track with their financial goals.
Scenario Planning
With the scenario simulation feature, businesses can plan for the future by testing various financial scenarios. This capability allows organizations to understand the potential impacts of different decisions, from launching new products to adjusting pricing strategies, promoting proactive management.
Consolidated Financial Overview
For businesses with multiple entities or accounts, finban offers a consolidated view of finances. Users can see cash flow, forecasts, and trends across all their organizations in one place. This comprehensive overview simplifies financial management, making it easier to strategize across the business landscape.
Pure Tax Investigations (HMRC Defence)
Facing a COP9 "Tax Fraud" Investigation
If you have received a COP9 letter, HMRC suspects serious fraud. This is a critical time. We step in immediately to manage the Contractual Disclosure Facility (CDF) process, providing the strategic advice and robust representation needed to navigate this high-stakes civil investigation and work towards a financial settlement, avoiding criminal prosecution.
Managing a Complex COP8 Enquiry
Code of Practice 8 investigations target complex tax avoidance or sophisticated technical issues. Our specialists analyse the intricate details of your arrangements, prepare detailed technical arguments, and liaise with HMRC's specialist units to defend your position and resolve the enquiry with clarity and certainty.
Making a Voluntary Disclosure
If you have undisclosed income, gains from offshore assets, crypto, or rental profits, we can help you come forward voluntarily. We manage the entire disclosure process under the correct facility (like WDF or LPC), ensuring it is complete, accurate, and presented in a way that mitigates penalties and brings finality.
Responding to an HMRC Compliance Check
Even a routine business enquiry can be stressful and time-consuming. We act on your behalf, handling all communication with HMRC, gathering the required information, and ensuring the check is concluded as smoothly and swiftly as possible, preventing it from escalating into a more serious investigation.